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Daniel Reyes Cole

Last updated: October 20, 2026

About the author

Daniel Reyes Cole writes plain-English guides to the US money system. His books take one money problem at a time and work it with real numbers, current rules and named sources, so you finish a chapter knowing exactly what to do next.

He writes for people who were never taught this at school or at home. No jargon, no hype, no 300-page theory. Each guide is short enough to finish and specific enough to use the same afternoon.

Books

The 0% Debt Exit Plan

In final review. Kindle edition, US.

A step-by-step plan to move high-interest card debt to a 0% intro APR offer and clear it before the promo ends. Worked examples, word-for-word scripts and a payoff calendar, all checked against the current card rules and federal guidance.

Your Wallet Is Not a Bank

Coming next. Business credit for beginners.

Why funding your business from your own paycheck keeps you stuck, and how business credit actually works when you are starting from zero. The follow-up book, in the works now.

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